At The Vantage Group, we save you time, money and peace of mind! We are the NYC & NJ lease vs finance a car Experts!
No need to deal with the headaches of sitting in a dealership for hours on end and haggling with pushy sales reps. With our robust dealer network, we’re able to get wholesale pricing and guarantee the most competitive lease or purchase price on any new vehicle or when looking for lease vs finance a car. We handle all makes and models, so you can be confident that we’ll find the perfect vehicle that fits your needs.
To make things even easier, we’ll even deliver your new vehicle right to your home or office, so you can spend more time doing the things that matter.
There are many places to lease or purchase your next vehicle. The products are the same regardless of the source but we aim to be the best in town for lease vs finance a car. So it’s the people who make the difference. Our staff is passionate about what we do. We are all car enthusiasts and understand your excitement about finding the right vehicle at the best possible terms. Along with our enthusiasm is our commitment to be transparent about your lease / purchase and our pledge that all dealings with us be fair, and yes, even fun!
Find your next Car Online now at Vantage Auto Group!
The Vantage Auto Group is proud to present an amazing inventory of the latest car models and brands available for Lease! At The Vantage Group, we save you time, money and peace of mind! No need to deal with the headaches of sitting in a dealership for hours on end and haggling with pushy sales reps. With our robust dealer network, we’re able to get wholesale pricing and guarantee the most competitive lease or purchase price on any new vehicle. We handle all makes and models, so you can be confident that we’ll find the perfect vehicle that fits your needs.
To make things even easier, we’ll even deliver your new car right to your home or office, so you can spend more time doing the things that matter.
Lowest Lease Prices
Our robust dealer network allows us to offer the most competitive prices available when looking for lease vs finance a car.
Your New Jersey One Stop Shop For Car Leasing
We will find you the right car and best deal for lease vs finance a car, insure it, and if it becomes damaged in an accident, we can even pick it up from your location. Once repaired, we will deliver it back to you as good as new.
All Makes & Models
Shop all makes and models from the comfort of your own home. From Porsche to Mercedes, Audi, BMW, Lexus, Ford, Chevrolet, Toyota, Tesla and more, we have special relationships with virtually every brand of dealer which allows us to offer the most competitive deals available.
Never step foot in an automobile dealership. Your new vehicle is delivered right to your home or place of work.
Get Started Today With Your Personalized Quote!
Good credit, Bad Credit, or looking to get an approval, CONTACT US Today! We work directly with multiple lenders to find the lowest possible lease rate on a new car lease. Come banks will even help us offer short term lease as short as 12 months if not ready to commit to a 2 or 3 year lease. We can even help you get out of your current car with our swapalease lease transfer program. when using our swapalease program, you will no longer be responsible for your current car.
Price Reflects TIER 1 Credit Approval. Prices are for new lease vehicles only. Images are for Display purposes only. Price Excludes local taxes, acquisition fee & DMV/title. Pricing, lease term, and miles per year may vary. All Incentives are Applied For Qualified Customers including Loyalty Rebate, Conquest Rebate, VPP Rebates, College Graduation Rebates, and Regional Rebates.
Why Now is The Best Time to Sell or Trade Your Car?
The is the popular saying “there is no better time to buy a new car!”, the purpose of the ads is to attract new customers to spend more money, also there is a new element of time as a factor. There is always certain days or month in the year that shows as the ideal time to get yourself a new ride. Most automakers and car dealers try to give several incentives of financing, cashback, and leasing in other to attract customers every month. Most of these industry gives offers almost yearly, while others provide these incentives monthly.
When it comes to buying new cars, all that matters is a dealership and the sales target that manufacturers try to meet. The closer people get to the milestone the faster they would be able to close a car deal and move the inventory. But to answer the question, the best time for getting a car deal done or when looking for lease vs finance a car is usually the end of the month, end of the year, or end of a quarter. In this article, we would do out the best time during this period to get good deals.
Common Lease Car Terms
MSRP: This is the manufacturer’s suggested retail price; this is non-negotiable.
Capitalized Cost (Sale Price): This is the price you are paying for the car; this can and should be negotiated aggressively.
Money Factor: This is a representation of the interest rate you will pay on the money you borrow. This rate is set by the manufacturer, but you should confirm you are getting the base rate (dealers will often try and mark this up.)
Residual Value: The price that the manufacturer will pay to buy back the car at the end of the lease (you also have the option to purchase the car at this price.) This price is also set by the manufacturer but again you should confirm the dealer is using the correct residual.
What is a Car Lease?
Before diving deeper into – how does a lease work, we must understand what it is. The car lease is a legally binding agreement between a person who wants to borrow a car and the company that owns it. When you lease a vehicle, you pay a monthly fee, similar to when you finance a car when looking for lease vs finance a car. However, this payment is often lower than financing a comparable model.
In the car lease agreement, you will find several aspects:
• Lease length – the term of the lease (typically two to four years)
• Value of car now
• Value of the car at the end of the lease
• Lease fees
• Money factor – this is the rent charge, similar to the interest rate found on an automobile loan
• Termination fees – if you choose to end the agreement early
• Miles permitted
• Definition of normal wear and tear
Some of the rules laid out in the agreement might seem restrictive, but you must remember that this isn’t your vehicle. You are basically renting it for a time period, and the owner wants to ensure it will come back in good condition.
How to Lease a Car
Now that we’ve covered how a lease works, it’s time to look at getting started. If you are ready to sign a car lease, here are some steps to take:
• Choose a vehicle type – Are you looking for an SUV, convertible or executive sedan? Determine what type of car you need.
• Pick several models – Choose models that fit your price range. Make sure you look into the safety features, dependability rating, gas mileage and insurance premiums upfront.
• Schedule a test drive – Drive the top models to determine which one fits your needs the best. Examine the comfort levels, visibility and advanced features included.
• Compare lease options – Get details about the lease on every model you prefer. Compare these and determine which is going to give you the best value.
• Get payment details – Once you figure out which lease fits your budget, make sure you understand all of the costs involved. Ask about fees, down payment and penalties.
• Drive Away – Sign the paperwork and drive away in your new vehicle.
Do Lease Cars Offer a Warranty?
All new vehicles come with the manufacturer’s original warranty; however we do offer extended warranty plans as well as additional protection packages that cover items such as wheel & tire, paint-less dent repair, windshield repair, key replacement, Roadside assistance and much more. Contact a Vantage representative today or Click Here for more details.
At The Vantage Auto Group, we save you time, money and peace of mind when it come to Leasing your New Car!
No need to deal with the headaches of sitting in a dealership for hours on end and haggling with pushy sales reps. With our robust dealer network, we’re able to get wholesale pricing and guarantee the most competitive lease or purchase price on any new vehicle. We handle all makes and models, so you can be confident that we’ll find the perfect vehicle that fits your needs.
There are many places to lease or purchase your next vehicle. The products are the same regardless of the source. So it’s the people who make the difference. Our staff is passionate about what we do and helping our customers find the best lease vs finance a car. We are all car enthusiasts and understand your excitement about finding the right vehicle at the best possible terms. Along with our enthusiasm is our commitment to be transparent about your lease / purchase and our pledge that all dealings with us be fair, and yes, even fun!
Don’t Let Bad Credit Stop You From Leasing Your Next Car!
If you long to have a newer model car or feel better off with a lower monthly payment that you might face with an auto loan, then your best option can be to lease a car. And, if you are set on using bad credit to lease a car, then below are essential things you need to consider. Which are:
Leases are subject to credit approval, just like auto loans. A car dealership or leasing company will request your credit history before you will be eligible to apply for a lease, along with other things that they will check and your credit scores.
According to Experian State of Automotive Finance Market, in the second quarter of 2020, the average credit score lease was 729 compared to those financing For a new car up to 718 and 657 for those who have a budget for a used car.
The amplified risk that a leasing company takes when a dealer wants to lease a car to you is one of the main reasons there is a difference. Leasing a car shows you are otherwise paying for the car’s expected depreciation during the lease term period, including fees, rent charges, and taxes.
Depreciation is the risk that the leasing company takes upon itself. Some factors can make a car lose its value: excessive wear and tear, extra miles, or damage. Talking about the flip side, when you own a car, it shows you will have to take up the financial risk of depreciation.
There is something you need to keep in mind before using bad credit to lease a car. We are going to consider these things.
The money factor, lease rate, or lease factor can be rendered as your actual percentage rate when you use a lease. The annual percentage rate of a car loan differs from the money factor, which is expressed as a decimal fraction. The method is used to determine the charges of your rent, which is your financing cost.
If other leasing companies have rejected you several times, you might consider going for a vehicle leased from a lease here pay here dealership. It might seem tempting, especially when you are so much new in a car, but you need to be cautious.
Vantage Auto Group is here to help answer any questions regarding Bad Credit Auto Leasing. Don’t let bad credit keep you from your next Car! Contact Us Today for Questions about Bad Credit Car Leasing.